Zest Al Tool

Zest AI machine learning software and services help lenders make more accurate and fairer credit underwriting decisions. Zest’s Model Management System allows credit teams to build, analyze, adopt, and operate ML decisioning models using hundreds or thousands of FCRA-compliant data points with speed and transparency. Since 2009, Zest has provided credit scores for hundreds of millions of prospective borrowers worldwide, including those with little to no credit history.

Zest AI uses powerful machine learning to deliver accurate insights on your borrowers and allow you to automate more of your lending process. Machine learning uses more data from the credit bureau report you already have, and better math to allow for smarter, more inclusive, and faster lending decisions.

Zest AI: driving efficiency into the lending process

Zest AI’s software enables user to achieve key objectives in lending, including:

• Increasing approvals and loan growth

• Automating credit decisioning

• Manage risk and losses

• Improving borrower experience

• Driving operational efficiency

• Ensuring inclusive and fair lending practices

For lending, the management system enables users to expand portfolios, channels and geographies as well as launch and offer new products. In doing so, users gain an advantage with transparency and trust while building a stronger, more competitive financial institution.

When it comes to compliance, Zest handles the complexities and its software automaticall documents model build, validates and outcomes to remove this job from the customer. The AI enabled software also means users can make better predictions for credit risk.

By improving visibility and providing insight, with Zest, users can gain a greater control of risk management to achieve lending objectives swiftly, safely and efficiently. Users are also able to increase quality forecasting and service with fast, accurate and consistent decisions.

About Zest AI‍

Zest AI is a tech company on a mission to broaden access to lending. Since 2009, we've worked with financial institutions to use AI lending technology to better serve their borrowers. Today, we work with all types of lenders as a catalyst for economic opportunity by helping them leverage AI's potential for good. Most recently, Zest AI was named in the Forbes Fintech 50.

Learn more at Zest AI and connect on LinkedIn.